We narrowed down our ranking by only considering those savings accounts that come from brick-and-mortar banks with broad availability, offering access to at least 2, physical branches and over 4, non-fee ATMs in the U.
While the accounts we chose in this article are from the largest banks, we compared each savings account on a range of features, including its fees, opportunities to earn interest higher rates, customer service and any other special offerings or programs.
We also considered factors such as insurance policies, users' deposit options, other savings accounts being offered by the same bank and customer reviews when available.
Note that the interest rates and fee structures for brick-and-mortar savings accounts are subject to change without notice.
Product and feature availability vary by market so they may not be offered depending on where you live. Most brick-and-mortar banks require you to enter your zip code online for the correct account offerings.
Any return on your savings depends on the associated fees and the balance you have in your brick-and-mortar savings account. To open a savings account, most banks and institutions require a deposit of new money, meaning you can't transfer money you already had in an account at that bank.
Skip Navigation. Follow Select. Open an account Open Now. Checking Get a student checking account Compare checking accounts Need a second chance checking account? Manage your account Tips on managing your money Manage your payments online Create a savings plan. Subject to applicable Overdraft Protection transfer fees and account eligibility requirements.
Wells Fargo Bank, N. Member FDIC. Please Set Your Location Please enter a valid zip code to see products available for your area. Enter your ZIP code. Monthly: Save on a monthly basis. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy. Wachovia is helping American consumers with at least one New Year's resolution with the launch of Way2Save, a new and innovative savings program that makes it easy and automatic to save money.
Write a blog post about this story membership required. News in your inbox For Finextra's free daily newsletter, breaking news and flashes and weekly job board. Sign Up. Related Companies Wachovia Corporation. Dollar for dollar? Justin — No, they have overdraft protection. It automates the process, and pays them a bonus for doing so. Michah — I agree, the only thing that has made me think about trying it is the bonus and high interest rate.
No, it does not work as an overdraft account, at least not that I aware of. You almost lost me for good with Christian Lyrics post a few days ago. Keep on topic, please!! This seems a bit too complicated for my tastes. I can imagine forgetting some rule or other and getting stuck with an exorbitant fee of some sort.
My apologies, mistake on my part. The article has been corrected. Come on — Thanks for the correction. If you want personal finance without my Christian faith thrown in, you are reading the wrong blog. My other readers seem to appreciate it very much. Note my 4th most popular article is a Sunday lyrics post. Thanks for reading and for pointing out the error. Re: The religious stuff. Some of us tolerate it, rather than appreciate it.
Well, now it makes more sense to me. Thanks for clearing up!
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